SMS BankingListed below are some Handy and Frequently Used Commands in our daily life. Send an SMS at 8987 to avail the facilities in the SMS Format, given below:
| S.No. | Command | Use / Application / Result | SMS Format |
| 1 | BALA | Returns your Account No. and
Current Balance in your Account. |
BALA |
| 2 | LFTR | Last few Transactions carried out on your account. | LFTR<space>Account No. |
| 3 | IBFT | Transfer of Funds to any of the
Listed Banks. Refer attached Annexure ‘A’ for the list of Banks |
IBFT<space>ATM Card No(Last 6 digits)<space>Destination Bank Short Code<space>Destination Account No<space>Amount <space>Reason Code |
| 4 | PAYC | Funds Transfer amongst different
Accounts within Sindh Bank Ltd. |
PAYC<space>Amount<space> Account No<space>Reason Code |
| 5 | ELOAD | Mobile Top-Ups (Pre-paid / Post- paid)
Refer Annexure ‘A’ for Telco Short Codes |
Eload<space>Amount<space>Telco
Short Code<space>Mobile Phone No. |
| 6 | EMRE | To get your E-mail address registered with Sindh Bank Ltd. | EMRE<space>Email address
You will be asked to return via SMS, the ‘Confirmation Code’ mailed at your E-mail address |
| 7 | Account Statement on registered
Email address |
Email<space>Date
(without spaces; eg: yyyymmdd) |
|
| 8 | ECOM | ECOMMERCE TRANSACTION ACTIVATION (VISA DEBIT CARD) | ECOM space <Card Number>
space <A> Note: The Ecom transactions are only activated for 30 minutes. |
| 9 | INT START | By default all ATM / Debit Cards are blocked for international Cash withdrawals / POS / Ecommerce transactions. Customer may
activate his/her Card by using INT START COMMAND |
For Activation: INT (Space) START
(Space) last six digits of card Ex: INT START 052481 For Deactivation: INT (Space) STOP (Space) last six digits of card Ex: INT STOP 052481 |
| 10 | ATM START | Customer can re activate their ATM cards | For Activation: ATM (space) Start (space) Last six digit of card number Ex: ATM Start 052481 |
| 11 | ATM STOP | Customer can stop / de activate their ATM cards | For De-Activation: ATM (Space) Stop Ex: ATM Stop |
| 12 | NEWA | Customer can register for complete SMS services using this command , command can be send any time to register for this services |
eg: NEWA CNIC (without dashes) |
| 13 | NEWB | At any time customer can send this command to stop his/her sms services and will only be entitled for FREE sms transaction alters |
eg: NEWB CNIC (without dashes) |
| 14 | HELP | You will receive a list of ‘HELP’
Commands |
eg: Help<space>LFTR and so on. and you may get further details accordingly |
| 15 | FBR | FBR tax payments can be done | FBRT space <PSID>
Note: PSID can be obtained from FBR website “www.fbr.gov.pk“ |
You can pay bills of following utility Companies/Services by sending SMS to 8987 (Sindh Bank SMS number)
| Company Name | COMMANDS | SMS Format |
| K.E | KESC | KESC<space> ACC. Number |
| SSGC | SSGC | SSGC<space>Customer Number |
| PTCL | PTCL | PTCL<space>Account ID |
| EVO POSTPAID | EVPO | EVPO<space>Amount<space>MDN No |
| KWSB | KWSB | KWSB<space>Consumer Number. |
| PGOC | PGOC | PGOC<Space>Reference Number |
| LUMS | LUMS | LUMS<space>Voucher Number |
| GEPCO | GEPC | GEPC<space>Reference Number |
| HESCO | HESC | HESC<space>Reference Number |
| LESCO | LESC | LESC<space>Reference Number |
| MEPCO | MEPC | MEPC<space>Reference Number |
| SNGPL | SNGP | SNGP<space>Consumer Number |
| SECP SecExcCom PAK | SECP | SECP<space>Consumer Number |
| WiTribe | WITR | WITR<space>Amount<space>Consumer No. |
| QUBEE Consumer | QUBE | QUBE<space>Consumer Number |
| Jubilee Insurance | JUBL | JUBL<Space>Reference Number |
| Sindh Revenue Board | SRVB | SRVB<space>Consumer Number |
| ENGRO | ENGR | ENGR<space>Consumer Number |
| AL-Meezan Investment | AMMF | AMMF<space>Consumer Number |
| CDC | CDCI | CDCI<space>Consumer Number |
| sukker power | SEPC | SEPC<space>Consumer Number |
| Faislabad Water | FWAS | FWAS<space>Consumer Number |
| Sindh Worker Welfare | SWWF | SWWF<space>Consumer Number |
| Federal Board of Revenue | FBRT | FBRT<space>PSID |
| Beaconhouse School | BSSC | BSSC<space>Student ID |
| Punjab Revenue Authority | PRAT | PRAT<space>Consumer Number |
| I-B-A | IBAP | IBAP<space>Student Id |
| DHA-Islamabad-Rawalpindi | DHAI | DHAII<space>Account Id |
| Haball | HABA | HABA<space>Consumer Number |
| Punjab Employee Security | PESI | PESI<space>Consumer Number |
| Goverment of Punjab | GOPP | GOPP<space>PSID |
| Punjab Tax for Vehicle | VECH | VECH<space>Consumer Number |
| Punjab-Motor Vehicle Reg | MTRG | MTRG<space>Consumer Number |
| Punjab-Vehicle Transfer | VCTR | VCTR<space>Consumer Number |
| Punjab-e-Auction | AUCT | AUCT<space>Consumer Number |
| Punjab-Property Tax | PRTX | PRTX<space>Consumer Number |
| Punjab-Professional Tax | PROF | PROF<space>Consumer Number |
| Punjab-Cotton fee | COTT | COTT<space>Consumer Number |
| Punjab-e-Stamping | STMP | STMP<space>Consumer Number |
| Punjab-Mutation Fee | MTFE | MTFE<space>Consumer Number |
| Punjab-Fard Fee | FARD | FARD<space>Consumer Number |
| Punjab-Business Reg Fee | BREG | BREG<space>Consumer Number |
| BASHA Dam | PAYC<space>Amount<space><03014969103500> Bash Acc. |
| IBFT Member Bank | Bank_Code |
| ABHI Finance | AFN |
| Advance Pakistan Micro Finance Bank LTD | APM |
| AFTs wallet | AFT |
| Al Baraka Bank Ltd | ABB |
| Allied Bank Ltd | ABL |
| Apna Microfinance Bank | AMB |
| Askari Commercial Bank Ltd | ACB |
| Bank AL-Habib Ltd | BAH |
| Bank Alfalah Ltd | BAF |
| Bank of Khyber | KHY |
| Bank of Punjab | BOP |
| BankIslami Ltd | BIP |
| BARWAQT | BWT |
| Burj Bank Ltd | BBJ |
| CitiBank | CBL |
| CDNS | CDN |
| Dubai Islamic Bank Ltd | DIB |
| Faysal Bank Ltd | FBL |
| Finca Microfinance Bank | FMB |
| FINJA | FIN |
| First Women Bank Ltd | FWB |
| Habib Bank Ltd | HBL |
| Habib Metro Bank | HMB |
| ICBC | ICB |
| JS Bank | JSB |
| KASB Bank Ltd | KSB |
| KEENU | KNU |
| Khushhali Bank | KHU |
| MCB Arif Habib | MAH |
| MCB Islamic | MIB |
| Meezan Bank Ltd | MBL |
| Mobilink Micro Finance | MMF |
| Model Bank | MDL |
| Muslim Commercial Bank | MCB |
| National Bank of Pakistan | NBP |
| NayaPay | NYA |
| NBP FUNDS | NFU |
| NBP FUNDS (UPI) | NFI |
| NIB Bank ltd | NIB |
| NRSP Micro finance Bank | NRS |
| QPAY | QPY |
| SadaPay | SDP |
| SAMBA | SAM |
| Silk Bank | SLK |
| SIM PAISA | SIM |
| Sindh Bank | SND |
| SME Bank Ltd | SME |
| Soneri Bank Ltd | SBL |
| Standard Chartered Bank | SCB |
| Summit Bank | SMT |
| TAG Wallet | TAG |
| Telenor Microfinanace Bank | TMB |
| The First Microfinance Bank | TFM |
| UBANK | UBN |
| United Bank Ltd | UBL |
| Code | Reasons for IBFT & PAYC |
| 1 | Family support |
| 2 | Educational Payments |
| 3 | Dividends |
| 4 | Trade Services |
| 5 | Loan Payment |
| 6 | Rental payments |
| 7 | Personal investments |
| 8 | Tax Payments |
| 9 | Online Purchases |
| 10 | Fuel Adjustment |
| 11 | Vendor Payments – Spare parts |
| 12 | Vendor Payments – Services |
| 13 | Vendor Payments – Advance Payment |
| 14 | Vendor Payments – Refunds |
| 15 | Distributor Payments – Goods |
| 16 | Distributor Payment – Expired Items |
| 17 | Distributor PMT – DISC on Early Payment |
| 18 | Exchange Items/Returns |
| 19 | Distributor Refunds |
| 20 | Merchant Payments – Goods |
| 21 | Merchant Payments – Expired Items |
| 22 | Merchant Payments – Exchange / Returns |
| 23 | Merchant Payments – Commission |
| 24 | Supplier Payments – Goods |
| 25 | Supplier Payments – Spare parts |
| 26 | Supplier Payments – Returns and refunds |
| 27 | Advertising Payments |
| 28 | Professional Services |
| 29 | Commercial investments |
| 30 | Vendor Payment |
| 31 | Supplier/Distributor Payment |
| 32 | International Remittance Disbursement |
| 33 | Loan Disbursements – Personal Loan |
| 34 | Loan Disbursements – Car Loan |
| 35 | Loan Disbursements – Home Loan |
| 36 | Loan Disbursements – Running Finance |
| 37 | Loan DISB – Working Capital – OD |
| 38 | Loan DISB – Working Capital – FE Loans |
| 39 | Loan Disbursements – Import Financing |
| 40 | Loan DISB – Pre & Post Shipment Export |
| 41 | Loan Disbursements LMM Funding |
| 42 | Term Deposit Encashment |
| 43 | Profit Payments – Monthly |
| 44 | Profit Payments – Quarterly |
| 45 | Profit Payments – Half Yearly |
| 46 | Profit Payments – Yearly |
| 47 | Profit Payments – Daily |
| 48 | Shares Encashment |
| 49 | Car Claim – Bodily Injury Claims |
| 50 | Third Party Car Insurance Claims |
| 51 | Auto Theft and Vandalism Claims |
| 52 | Car Loss of value to vehicle |
| 53 | Insurance Claims – Car Personal injury |
| 54 | Car Injury by uninsured defendant |
| 55 | Car Coverage for rental car repair |
| 56 | INS Claim Medical – Hospital stays |
| 57 | NS Claim Medical – Doctor visits |
| 58 | INS Medical claim-Emergency medical care |
| 59 | INS Claim Medical – Surgeries |
| 60 | INS Claim Medical – Medical Prescription |
| 61 | INS Property Claim- Theft & damage |
| 62 | INS Claim – Land contamination |
| 63 | INS Claim – Damage – appliance failure |
| 64 | INS Claim – Damage due to mold |
| 65 | INS Claim – Replacement cost issues |
| 66 | INS Claim Catastrophe – Flood damage |
| 67 | INS Claim Catastrophe – Hail damage |
| 68 | INS Claim Wildfire related losses |
| 69 | INS Claim – Tornado damage |
| 70 | INS Claim – Hurricane damage |
| 71 | INS Claim – Earthquake damage |
| 72 | INS Claim – Lightning strike |
| 73 | INS Claim – Excessively strong winds |
| 74 | INS Claim – Blizzard damage |
| 75 | Customer Refunds – Gift Card |
| 76 | Customer Refunds – Store Credit |
| 77 | Customer Refunds – Cash Back |
| 78 | Customer Refunds – Exchanges / Refunds |
| 79 | Tax Refund |
| 80 | Medical payment |
| 81 | Transport payment |
| 82 | Utility Bill Payments – Electricity |
| 83 | Utility Bill Payments – Gas |
| 84 | Utility Bill Payments – Internet |
| 85 | Utility Bill Payment – Telecommunication |
| 86 | Utility Bill Payments – Miscellaneous |
| 87 | Credit Card Bill Payment – Min Payment |
| 88 | Credit Card Bill Payments – Full Payment |
| 89 | Credit Card Bill PMT – Partial Payment |
| 90 | Loan Re-payments – Personal Loan |
| 91 | Loan Re-payments – Car Loan |
| 92 | Loan Re-payments – Home Loan |
| 93 | Loan Re-payments – Running Finance |
| 94 | Loan Re-payments – Instalments |
| 95 | Loan Re-payments – Full Payment |
| 96 | Insurance Premium / Underwriting |
| 97 | Subscriptions |
| 98 | Donations – Financial Contributions |
| 99 | Donations – Sponsorships |
| 100 | Donations – Charity |
| 101 | Donation – TCF |
| 102 | Donation – Shaukat Khanum |
| 103 | Donation – Aman Foundation |
| 104 | Donation – Edhi Foundation |
| 105 | PIB Payments |
| 106 | CDC payments – IPO |
| 107 | CDC payments – Additional payment |
| 108 | Shares & Stocks |
| 109 | Prize Bonds |
| 110 | Mutual Funds – Monthly Payment |
| 111 | Mutual Funds – Quarterly Payment |
| 112 | Mutual Funds – Yearly Payment |
| 113 | Voluntary Pension – Monthly Payment |
| 114 | Voluntary Pension – Quarterly Payment |
| 115 | Voluntary Pension – Yearly Payment |
| 116 | Educational – Registration Payment |
| 117 | Educational – Admission Fee |
| 118 | Educational – Annual Fee |
| 119 | Educational – Semester Fee |
| 120 | Educational – Monthly Fee |
| 121 | Educational – Exam Fee |
| 122 | Educational – Fines / Challans |
| 123 | Educational – Module Payments |
| 124 | Educational – Late Payment |
| 125 | Educational – Tuition Fee |
| 126 | Educational – Board Exam Fee |
| 127 | Educational – Annual Development Fee |
| 128 | Educational – Security Deposit |
| 129 | Miscellaneous Payments |
| 130 | Hotel – Room Rent |
| 131 | Mess |
| 132 | Library – Subscription |
| 133 | Library – Monthly Fee |
| 134 | Sports |
| 135 | Club – Membership Fee |
| 136 | Club – Monthly Fee |
| 137 | Transport |
| 138 | Seminars – Subscription |
| 139 | Canteen items |
| 140 | Uniform |
| 141 | Books |
| 142 | Rental Services – Rent a Car |
| 143 | Tickets – Airline/ Rail / Bus / Van etc |
| 144 | Tickets – Entertainment |
| 145 | Motor Freight Carriers and Delivery |
| 146 | Courier Services |
| 147 | Club/Services Fee |
| 148 | Insurance payment (General) |
| 149 | Insurance payment ( Medical) |
| 150 | Mutual Funds |
| 151 | Personal Loan Payment |
| 152 | Mortgage Payment |
| 153 | Credit Card Payment |
| 154 | Credit Line Payment |
| 155 | Utility Bill Payment – Water |
| 156 | QR Code Consumer to Business Payment |
| 157 | Home Remittance |
| 158 | Donations to Individuals |
| 159 | International Remittance |
| 160 | Domestic Employment Salary |
| 161 | Zakat Payment to Individuals |
| 162 | Wallet Payment |
| 163 | QR Code Person to Person Payment |
| 164 | Salary disbursements |
| 165 | Pension Transfer |
| 166 | Reimbursements |
| 167 | Provident Fund |
| 168 | Gratuity Payments |
| 169 | Pension Contribution |
| 170 | Medical Allowance |
| 171 | TADA |
| 172 | Car & Fuel Allowance |
| 173 | Mobile Allowance |
| 174 | Bonus Disbursement |
| 175 | Grants |
| 176 | Tax Reversals |
| 177 | Relief Funds |
| 178 | Subsidy |
| 179 | Government Welfare |
| 180 | Social Benefits |
| 181 | IDP Relief Fund |
| 182 | Education Endowment |
| 183 | Health Program |
| 184 | Food Subsidy |
| 185 | Income Support |
| 186 | Senior Citizen Support |
| 187 | Pension Disbursement |
| 188 | Salary Disbursement |
| 189 | Zakat Disbursement |
| 190 | Fine and other fees |
| 191 | Income Tax |
| 192 | Sales Tax |
| 193 | Custom Duties |
| 194 | Tax on Services |
| 195 | Federal Excise Duty |
| 196 | Land Revenue Taxes |
| 197 | Property Tax |
| 198 | Tax on Profit |
| 199 | Capital Gain Tax |
| 200 | Petroleum Levy |
| 201 | Withholding tax |
| 202 | Tolls/ Bridge Fees |
| 203 | Zakat / Bait-ul-Maal Payments |
| Network
|
Telco Short Code
(Pre-Paid) |
Telco Short Code
(Post-Paid) |
| Mobilink | MK | MKP |
| Telenor | TR | TRP |
| Ufone | UE | UEP |
| Ufone Super card | UES 50 /UES 130 /UES 330 /UES 599 /UES 650 | |
| Warid | WD | WDP |
| Zong | ZG | ZGP |